VIVI guides
Luxembourg real estate guides
Understand the market, costs, process and obligations before buying, renting or selling.
All guides
9 guidesMortgage loan 2026: rates, equity and debt-to-income ratio
A practical guide to financing a Luxembourg property, focused on borrowing capacity, equity, insurance and bank review.
Bëllegen Akt: the allowance on registration duties
A practical guide to the Luxembourg legal framework for property, ownership, registration and co-ownership duties.
Lease, rental guarantee and inventory: tenant guide
A practical guide to Luxembourg renting, focused on the lease, guarantees, handover documents and tenant obligations.
Energy passport (EPC): reading classes A to I
A practical guide to energy performance documents and how they affect sale, rental and occupancy costs.
Acquisition costs: registration and transcription duties
A practical guide to the Luxembourg purchase process, focused on documents, deadlines, costs and the checks to complete before signing.
Selling with an agency member of the Chambre Immobilière
A practical guide for owners selling in Luxembourg, focused on valuation, agency mandate, disclosure and the path to completion.
Outstanding balance insurance: covering a joint loan
A practical guide to financing a Luxembourg property, focused on borrowing capacity, equity, insurance and bank review.
Co-ownership: charges, property manager and general meeting
A practical guide to the Luxembourg legal framework for property, ownership, registration and co-ownership duties.
Understanding price indices: STATEC and the Housing Observatory
A practical guide to the Luxembourg purchase process, focused on documents, deadlines, costs and the checks to complete before signing.
Source: VIVI editorial team · Luxembourg legal framework · reviewed continuously